Sl.No. 
Name of the Scheme 
Interest cum features 
1 
Post Office Monthly Income Scheme (POMIS) 
For an investment of Rs.1,20,000/ then Rs.770/ will be paid per month for 5 years.
At the end of 5^{th} year
Total amount  Rs.166200
monthly interest in 5 years  Rs. 46200
Amount repaid on maturity  Rs. 120000
Rate of interest 7.7 % (7.6 % w.e.f 1.4.17)

2 
Post Office Recurring Deposit Scheme (PORD) 
Monthly investment of Rs.100/ for 60 months
Deposit amount ( 60 X 10) : Rs.6000
Amount payable on maturity : Rs. 7250.50
Rate of interest : 7.3 % (7.2 % w.e.f 1.4.17)

3 
5 Year National Savings Certificate (NSC) VIII issue Five years 
IT benefit under section 80 C
Though lock in period is for 5 years, the mortgage facility is allowed.
Deposit of Rs.10000/, the maturity after 5 years is Rs.14,693/
Rate of interest 8.0 % (7.9 % w.e.f 1.4.17)

4 
Post Office Time Deposit (POTD) 


1 year 
Deposit of Rs.10000, the maturity value after 1 year is Rs.10700/
Rate of interest 7.0 % (6.9 % w.e.f 1.4.17)


2 year 
Deposit of Rs.10000, the maturity after 2 years is Rs.11,470/
Rate of interest 7.1 % (7.0 % w.e.f 1.4.17)


3 year 
Deposit of Rs.10000, the maturity after 3 years is Rs.12,354/
Rate of interest 7.3 % (7.2 % w.e.f 1.4.17)


5 year 
Deposit of Rs.10000/, the maturity after 5 years is Rs.14,560/
Rate of interest : 7.8 % (7.7 % w.e.f 1.4.17)

5 
15 Year Public Provident Fund Scheme (PPF) 
Minimum limit of Deposit per year Rs. 500/
Maximum limit of deposit per year Rs. 1,50,000/
1. IT benefit under Sec. 80C
2. Exemption from wealth tax
3. Exemption from court attachment
4. Flexible to get loan after 3 years part of the amount can be withdrawn after 7 years.
5. Rate of interest 8.0 % (7.9 % w.e.f 1.4.17)

6 
Senior Citizen's Savings Scheme (SCSS) 
1. IT benefit under Sec. 80C
2. Deposit of 1,00,000/ then Rs.2125/ will be paid once in three months for 5 years.
3. Scheme for aged people Interest paid quarterly.
4. High rate of interest 8.5 % only (8.4 % w.e.f 1.4.17)

7 
Kissan Vikas Patra (KVP) 
Deposit doubles in 9 year and 4 months
Withdrawal facility available after 2 ½ years.
Rate of interest 7.7 % (7.6 % w.e.f 1.4.17)

8 
Selvamagal Semippu Thittam(SSA) 
Limit of Deposit Rs.500 to 1,50,000/
The above may be paid with in the year at any time
Maturity period 21 years
Girl child from New born baby to 10 years
Account can be opened in the name of female child upto age of 10 years.
50% of the deposit amount can be withdrawn if the female child reached the age of 18 years for the purpose of Higher education or marriage.
IT benefit under Sec. 80C
Rate of interest 8.50 % (8.4 % w.e.f 1.4.17)

9 
Post Office Savings Account (POSA) 
ATM and Net Banking facility available
Rate of interest 4%
